Lend a mate money, or record what they already owe you. It comes back automatically on the day you agree. Free, no catch. And when you'd rather not ask a mate: a $100 advance on wages you've already earned, $4.60 flat.
Launching soon. No credit check. Already invited? Log in
01
Upload your ID and a selfie. Takes under a minute.
02
Link your bank through Open Banking so we can see your salary and pay schedule.
03
Once you've earned it, one tap sends $100 to your account instantly. Repayment is automatic on your next payday.
We publish our costs. When they change, the fee changes.
$100 advance
$4.60
flat fee, every time
No interest. No late fees. No default fees. No credit reporting.
If you can't repay, we retry a few times then write it off. Your account is locked until cleared.
Not a payday loan
We advance money you've already earned. Flat fee, no interest, no compounding, no debt spiral.
Not for everyone
If you need an advance every pay cycle, something deeper is wrong. We'll point you to free financial counseling.
Not trying to make money off you
We charge what it costs us to operate. That's it. We publish our costs so you can verify.
$4.60. No tricks. Repaid automatically.
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