Verify your identity
Upload a photo of your ID and a selfie so we can verify your identity.
Verification in progress
Your ID documents are being reviewed. This usually takes less than 24 hours.
Wage advances are coming
A flat $100 before payday for a $4.60 fee, repaid automatically when your pay lands. No interest, nothing else, ever.
We're opening this up slowly, a few people at a time.
We've noted your interest. We'll let you know when it's your turn.
An advance is for the occasional squeeze, not every week. If money is tight most weeks, the National Debt Helpline is free: 1800 007 007.
Connect your bank
Link your bank account so we can detect your salary and pay schedule. Needed for wage advances.
Profile
Account
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Verified identity
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Verified details can't be edited here. If something's wrong, email gidon@jydeon.com.
Contact & PayID
Mobile: -
PayID: -
Payout account
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Where should money land?
Enter your account. That's the whole setup. No bank data is shared, and you approve any debit yourself in your own banking app.
After a wage advance instead? Set up with your bank.
Bank connected!
Great, your bank is linked. Now let's detect your salary and pay cycle.
Loading your dashboard...
Next Payday
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Avg Salary
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Pay Cycle
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Get an advance
$4.60 fee. $104.60 repaid on payday by direct debit.
If the debit fails we retry up to 3 times, then write it off and lock your account until it's cleared. No late fees, no interest, ever. Cancelling the direct debit doesn't cancel what you owe. Terms
Spending insights
Where your money went in the last 90 days, and the easiest places to claw some back.
Crunching your numbers...
In / month
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Out / month
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Recurring charges
By category (per month)
Mate loans
Money a mate owes you: a dinner, a bet, an old loan. Record it, they confirm with a code, and we collect it automatically on the day you agree. No awkward follow-ups.
Nobody owes you anything right now. Lend or record a debt and it'll show up here.
You don't owe anyone anything. Codes you accept land here.
Nobody should pressure you to lend or borrow. Declining a code is silent. If money between mates is causing you stress, the National Debt Helpline is free: 1800 007 007.
New loan
Your mate can pay you back directly at
If your mate doesn't repay, you lose this money. We'll try the debit 3 times, then stop. We don't chase anyone, we don't guarantee repayment, and there's no compensation scheme. Only lend what you can afford to lose.
Send this code to your mate
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The money moves when they redeem it. Code expires in 7 days if unused.
Enter your mate's code
When a mate lends you money or records a debt, they send you an 8-character code. Check it to see the details; nothing happens until you accept.
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History
No advances yet